TMG Plan
Final Expense Coverage

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Tmg membership plans

All Membership Plans Include


Access To Your Custom Estate Plan Online

Access To The TMG Notary For Your Documents

Access To The Members Only portal

Access To TMG Membership Discount Program

Burial

Burial

TRADITIONAL FULL SERVICE FUNERAL

Burial $4500.00

  • Choice of funeral home.

  • Basic charges for services of funeral director and staff/overhead.

  • 1 hour Visitation and Ceremony.

  • Transfer of remains to the funeral home(within a 25 mile radius)

  • Embalming and all other necessary preparations of the remains.

  • Use of facilities, staff and equipment for visitation and ceremony.

  • Graveside, committal or other disposition service.

  • Use of funeral coach and/or other automobiles necessary to the funeral.

  • Delivery of family’s flowers and belongings following services to their residence or elsewhere.

  • Registration book and acknowledgment cards as needed.

  • Online Obituary

Cremation

Cremation

Cremation With Memorial Service.

Cremation $2000

  • Choice of funeral home.

  • Basic charges for services of funeral director and staff/overhead.

  • 1 hour Visitation and Ceremony.

  • Transfer of remains to the funeral home(within a 25 mile radius)

  • Embalming and all other necessary preparations of the remains.

  • Use of facilities, staff and equipment for visitation and ceremony.

  • Service vehicle.

  • Burial/entombment/committal of cremated remains ( in a cemetery within a 20 mile radius or return cremated remains to the family.

  • Delivery of family’s flowers and belongings following services to their residence or elsewhere.

  • Registration book and acknowledgment cards as needed.

  • Online Obituary

Terms And Conditions

Takeni Memorial Group operate the Funeral Plan (the ‘Plan’). The Plan allows you to arrange and make financial provision for your own or another’s funeral before death occurs. These Terms and Conditions apply to the Plan and form a binding contract between you and us along with the Application Form. In these Terms and Conditions:

If you pay by monthly installments and you wish to settle the balance of the plan early, then this can be arranged by contacting us at 800-757-4644. Any settlement figure quoted will reflect the appropriate installment adjustment and will be valid for 28 days from the date of issue.

Application Form’ is the form you complete when applying for the Plan;

‘Certificate of Entitlement’ is the certificate provided to you by us confirming that you hold the Plan;

‘Charges’ means the charges for the Plan agreed to by you on signature of your Application Form;

‘you’ or ‘your’ is the holder and/or beneficiary of the Plan or your personal representative (as applicable).

2. Taking out a funeral plan

2.1 You choose the style, cost and type of funeral required and apply for a Plan by completing and sending the Application Form to us with payment of the Charges.

2.2 By sending an Application Form and payment of the Charges, you confirm that the information in the Application Form is correct, you accept these Terms and Conditions and that you wish to enter into a binding contract with us to provide you with the Plan.

2.3 If we accept your application (and we reserve the right not to) we will send you a Membership agreement confirming your Plan. Our acceptance of your Application Form forms the binding contract between you and us.

2.4 Keep your Membership agreement in a safe place as it will be needed when making funeral arrangements. We recommend that you let your next of kin know where you keep your Membership agreement.

2.5 If you lose your Membership documentation or other relevant papers, you can obtain copies from us.

3. Your funeral plan

3.1 We will provide the items and services set out in your Application Form and any accompanying plan details subject to the provisions in these Terms and Conditions. Any upgrades or extra services that you ask for or need (for example, if you die abroad) will be charged to your personal representatives by the funeral director. In such cases we will carry out our obligations under the Plan as far as possible as long as your personal representatives have confirmed their liability for any extra expense.

3.2 Your Plan may or may not include an allowance towards third party charges. Third party charges are all external payments which are outside the control of the funeral director.

3.3 If your Plan does not include an allowance towards third party charges these must be paid in full when the funeral is carried out.

3.4 If you die overseas and are repatriated to the US we will carry out our obligations under the Plan. If you are not repatriated the Plan will be cancelled and you will be refunded as if you had cancelled under Clause 7.2.

3.5 You can make changes to your Plan at any time. You may need to pay more if you upgrade your Plan or include extra products or services. We will tell you of any extra costs.

3.6 We will not be liable to arrange or pay for a funeral unless the Membership agreement is produced and the funeral is carried out by a funeral director as specified in Clause 4.

4. The funeral director

4.1 The funeral director you select will normally conduct your funeral.

4.2 If you move to a different area we will help you find an alternative funeral director to conduct the funeral.

4.3 We will also help you find an alternative funeral director to conduct the funeral should the appointed funeral director cease to trade before your funeral has been conducted.

4.4 With reference to Clauses 4.2 and 4.3, if we cannot appoint an alternative funeral director we will pay the Plan Value at the time of death to a funeral director that is chosen by you or your personal representatives. In this case the funeral director may request an additional payment from you or your personal representatives.

The service

5.1 Any details provided in the Plan literature are designed to give a general description of the services and goods to be supplied. We will not be liable for any change in specification but goods and services will be of an equivalent quality and suitability.

5.2 The appointed funeral director will carry out the funeral in line with recognized best practice and to the highest standards in accordance with a recognized industry Code of Practice.

5.3 Third parties will provide some of the services detailed in the Plan (e.g. a crematorium). While we (via the funeral director) will use all due care in the use of such services we cannot accept responsibility for any failure by such third parties to meet any particular standard.

Funeral plan funds

6.1 You must make six(6) consecutive payments to receive the minimum guaranteed service (cremation) If you fail to make the six (6) consecutive payments, we will return any funds to your estate in full and arrange for donations towards your services. Your Estate representative may pay the remaining balance in full to receive the discount on a full service traditional burial.

6.2 You reserve the right to suspend any future payments until such time when you are financially able to resume paying. Restarting the payment plan will not incur any additional fees. Time to pay the balance will be adjusted accordingly.

6.3 While your payments are suspended we are not obligated to pay on the plan in the event of your death. We will refund the balance less the admin fee of $75 to your estate and arrange for donations toward your services. Or your Estate representative may pay the remaining balance to receive the full discounted plan benefit.

7. Right to cancel and refunds

7.1 You may cancel the Plan within 30 calendar days of signing the Application Form. We will refund all payments made to us in full. This does not affect any applicable statutory consumer rights.

7.2 If you cancel the Plan after 30 days, the amount of refund payable will be all payments made by you to us less the admin Fee Of $75

7.3 Once a Plan is cancelled, we will have no liability under these Terms and Conditions.

7.4 You may only cancel your Plan by writing to us at the address below.

8.1 The Plan is personal to you and cannot be transferred.

8.2 We will send any correspondence to whoever has been selected to receive it at the address shown on the Application Form, unless a change of address has been notified to us.

8.3 You must notify us if you change your usual place of residence.

8.4 We reserve the right to change the Terms and Conditions from time to time and we will notify you of any changes that affect you.

9. Complaints

9.1 If you have any complaint regarding the quality of the service or the items supplied in connection with a Plan, you must contact the appointed funeral director and send a copy to us at the address below.

9.2 If you have a complaint about us, please contact us on 800-757-4644 or customerservice@tmgplan.com we will deal with the complaint under our written complaints procedure.